Built for Construction Owners Who Are Great at the Work — and Drowning in Everything Else
Construction Finance & Operations Support for Growing Contractors
I help construction and specialty trade owners who are doing $1M to $10M get control of their numbers, fix their back office, and build the structure to grow without chaos — without hiring a full-time CFO or COO.
This is for you IF:
You're a burned-out owner doing solid revenue but running on fumes. You built something real, but you're still in every decision, every problem, every fire. You're tired, and you know something has to change — you just don't have the time or headspace to figure out what. That's exactly where I come in.
You just survived startup mode and now you need real systems. Revenue is coming in but the back office is held together with spreadsheets, memory, and hope. You know you need processes, financial visibility, and structure — you just don't know where to start or who to trust to build it right.
You're growing but can't justify a full-time CFO or COO yet. You need executive-level finance and operations support in your corner, but you're not at the stage to put someone on full-time payroll. Fractional support gives you the expertise without the overhead — and that's exactly what I offer.
Practical Support From Someone Who Knows Construction
Accounting & Finance
Job Costing
Operations & HR
Systems & SOPs
Krystal Amos
Finance & Operations Consultant
Krystal Clear Consulting
20+ Years. Real Experience. Real Results.
I've spent over 20 years in construction finance and operations as a Director of Finance and Operations — working inside companies doing 7 and 8 figures. I've led accounting, job costing, cash flow, HR, payroll, subcontractor coordination, vendor management, and process improvement for contractors ranging from $1M specialty trades to $300M general contractors.
I know what it looks like when the books don't tell the real story. I know what happens when jobs are busy but cash is always tight. And I know how it feels when everything still runs through the owner no matter how big the team gets — because I'm an active co-owner of a specialty contracting company right now.
Today I work directly with construction and trade owners doing $1M to $10M who need the kind of back-office firepower that used to require a full-time CFO or COO — without the full-time salary and the long hiring process.
MSA, Purdue University · CRIS — Construction Risk & Insurance Specialist · CFMA Emerging Leaders Graduate · Industry speaker on M&A and business operations · Advisor to small and mid-size construction companies
If you're ready to get serious about your numbers and your structure, let's talk.
About
Experience That Speaks for Itself
A $125M general contracting company had a finance and admin function that couldn't keep up — overtime was high, bottlenecks were slowing the team down, and leadership didn't have reporting they could trust. I reorganized the department structure, implemented financial reporting automation, and built an internal control framework that reduced risk and improved transparency across the organization. Overtime came down, the team had room to actually perform, and ownership finally had numbers that told the real story.
A specialty fire protection contractor had grown past the point where informal systems could keep up — but had no real financial reporting or internal controls in place. I built their reporting structure and control framework from scratch. For the first time, ownership had accurate data they could use to run the business — and clean financials they could confidently put in front of their bank and bonding partners.
When I acquired a specialty contracting company in 2025, I did exactly what I help my clients do — assessed what was broken and built it right. I implemented a CRM, automated key back-office processes, built the operational structure, and developed the subcontractor and GC relationships needed to support growth. I know what it feels like to be the owner responsible for all of it. That perspective is something you can't get from a textbook. It's something you get from doing the work.
Does This Sound Familiar?
You're Busy. But Something Still Feels Off.
Most contractors I talk to are doing solid revenue — but the back office hasn't kept up or you don't have one set up yet. If any of these hit close to home, you're not alone.
The Signs Are There
You're busy, but cash still feels tight
You don't fully trust your financial reports
You're not sure which jobs are actually profitable
The Real Problem
Everything still runs through you
There's no one handling the back office but you
You want to grow, but the business feels messy
These aren't signs of failure — they're signs that your business has outgrown its current systems. That's exactly where we come in.
You built the business. Now let’s build the back office to match it.
How I Help
Four Core Service Areas - Built for Contractors
Whether you need a one-time fix or ongoing back-office support, everything I do is built around giving contractors clarity, control, and structure.
Financial Clarity & Reporting
Get reports you can actually read and trust — not just numbers sitting in a spreadsheet. I build a monthly reporting setup that tells you what's really happening in your business so you stop guessing and start deciding with confidence.
You walk away knowing exactly where you stand every single month.
Job Costing & Profitability
Find out which jobs are making money and which ones are quietly eating your margin. Most construction owners are surprised by what the numbers actually show once job costing is set up correctly.
The result: you know exactly which work to chase — and which to walk away from.
Cash Flow, Billing & Collections
Fix the gap between revenue on paper and money in the bank. I tighten your billing cycle, clean up AR follow-up, and build a cash planning process that removes the monthly guesswork.
What you get: a predictable cash position instead of a monthly scramble.
Operations, SOPs & Team Structure
Build the systems your team needs to run without you in every conversation. Clear processes, defined roles, and real accountability — so decisions get made at the right level without everything coming back to you.
End result: a business that can run for a full week without everything routing through you.
Let's get your business organized behind the scenes so you can grow with less chaos. You built something real — let's make sure the back office matches it.
Services Built for Contractors Who Need More Structure
Every engagement is practical and built around what your business actually needs. The question is just where you're starting from.
Monthly retainers have 3 tiers based on the size and needs of your business. Not sure which option fits? That's exactly what the discovery call is for.
Project-Based Consulting
For owners who have a specific problem they need fixed — now. I come in, identify exactly what's broken, and build the fix. Not a report. Not a plan. The actual solution, implemented.
Financial & operations diagnostic
Job costing setup & profitability systems
Cash flow forecasting & billing cycle repair
Back office process documentation & SOP development
Growth readiness review
Systems & Technology Setup
HR on-boarding
Business set-up for paper-based or no-staff operations
Ongoing Monthly Support
For owners who need a trusted finance and operations partner in their corner every month — without putting a full-time CFO or COO on payroll.
Regular owner check-ins covering financials, job performance, and priorities
Monthly financial review — P&L, cash position, and job margins
Cash flow planning and monitoring
Job costing and profitability tracking
Ongoing SOP development and back-office accountability
Banking relationship support, bonding preparation, and strategic planning available at senior tier level
Most clients start with a simple discovery call. No pressure, no pitch — just an honest conversation about where your business stands and whether we're a good fit.
Here's What Changes When Your Back Office Finally Works
You open your financials on a Monday morning and actually understand what they're telling you. You know which jobs made money last month and which ones didn't. Cash flow isn't a surprise anymore — you can see it coming before it hits.
Your team handles things. Not everything, not perfectly — but the day-to-day stops routing through you. You can take a real week off. You can focus on estimating, relationships, and actually building the business, because the business behind the business is finally running.
You stop making decisions by gut and start making them by the numbers. You stop feeling like the business is running you — and start feeling like you're running it.
That's not a fantasy. That's just what happens when the back office is built right. It doesn't require magic. It requires someone who's done it before, knows exactly what needs to happen, and can build it without making your life harder in the process.
That's exactly what I do.
If your construction company is growing but the numbers, cash flow, people, or processes feel messy — let's talk. A 30-minute discovery call costs you nothing and could change how you run your business.
You built the business. Let's build the back office to match.